Africa Digital Finance Summit
3rd Annual Summit

AboutADFS 2025

The Future of Finance in Africa

ADF (Africa Digital Finance), is a movement under the umbrella of the AEC (African Economic Conversations).

November 12-14, 2025
Cape Town, South Africa
500+ Global Leaders

Shaping Africa'sFinancial Future

The Africa Digital Finance Summit features a comprehensive thought-leadership conference uniting a diverse group of stakeholders, including government representatives, central banks from across Africa, and global leaders in finance, technology, and blockchain.

Participants include prominent executives from international FinTech operators, startups, funding entities, infrastructure providers, sector players, and decision-makers who will discuss and shape the future of finance in Africa.

Continental Reach

Bringing together stakeholders from across Africa and beyond

Diverse Participants

Government officials, central banks, fintech leaders, and innovators

Industry Leaders

Executives from international fintech operators and startups

Innovation Focus

Exploring innovative pathways to growth and collaboration

ADFS Conference
3rd
Annual Summit
500+
Participants

Who We Are & Our Mission

We are committed to transforming Africa's financial landscape through strategic discourse, innovation, and collaborative decision-making.

We Are...

Community of Practice

A community of practice and practitioners (African Households across the continent)

Custodians

Custodians of an African Financial System

Articulators

Articulators of the ADFS Journey

What ADFS does not stand for is a solution to financial challenges

Our Objectives

Foster Technology Conversations

Foster conversations that explore how technology is reshaping the African financial structure and its impact (directly & indirectly) on African households.

Highlight Annual Progress

As an evolving platform, ADFS seeks to highlight the annual progress of Africa's financial system, emphasizing how technology plays an essential role in this transformation.

Our Goals

Articulate Africa's Journey

Articulate the journey of Africa's financial landscape—from its history to its present value exchange system—by interrogating assets and liabilities with technological innovations.

Future Decision Making

Deliberate the future of accounting & finance and the respective decision making processes in Africa by bringing together key stakeholders to think through the African Financial Systems.

The African Innovation Opportunity

The 3rd Annual Africa Digital Finance Summit (ADFS) comes at a time when different governments have had varying reactions to the digital and decentralized finance industry, with some imposing harsh regulations and others embracing the innovations.

Africa is the next frontier for numerous innovations. Innovations like Patricia have begun to bridge the gap between the rich and the poor, granting most people access to the medium of exchange.

Today, much of Africa has an opportunity to leapfrog the global norm by reimagining entire systems of production, financial services, and governance fueled by financial innovations & technologies, thus positioning herself as the continent where solutions in Finance will be implemented successfully.

Explore Our History

From our inaugural summit in 2021 to the upcoming 2025 event, discover how ADFS has evolved to become Africa's premier digital finance conference.

ADFS 2021 - Nairobi

ADFS 2021 - Nairobi

Decentralised Finance

1000+

Participants

50+

Speakers

ADFS 2021 - Nairobi

February 18-19, 2021
Kempinski Hotel, Nairobi, Kenya

The inaugural Africa Digital Finance Summit brought together governments, regulators, the private sector and start-ups across the world charting a pathway towards the future of Finance.

Key Highlights

Opened by Hon. Sakaja Johnson, Nairobi County Senator

CAS Maureen Mbaka represented Ministry of ICT Kenya

First continental finance summit of its kind

12 sessions across 2 days covering DeFi, blockchain, and digital currencies

Featured Sessions

Government and Financial Technologies in Africa
Value Exchange in Africa
Implementation of Financial Technologies
Blockchain Technologies
Future of Finance in Africa
Digital Identity & Cyber Security

Why South Africa?

As a key driver in Africa's financial ecosystem, South Africa leads in digital finance innovation, providing an ideal backdrop for ADFS 2025.

Africa's Financial Powerhouse

South Africa's digital finance sector is expanding rapidly, fueled by the adoption of mobile and online banking alongside emerging digital payment methods. The country has made significant strides in financial inclusion and CBDC exploration.

Financial sector accounts for nearly 20% of South Africa's GDP

Largest banking industry in Africa with $42.2B+ tier 1 capital

Member of BRICS since 2010, key player in AfCFTA

3 million MSMEs employing over 13 million people

FinTech market projected to grow 5.80% annually

DeFi market revenue expected to reach $180.70M by 2028

Cape Town Financial District
20%
of GDP
$22.53B
Digital Payments Market 2024
Expected to reach $30.78B by 2028
95%
Digital Payment Adoption
South Africans using digital payments
80%
Financial Inclusion Rate
Achieved by 2021 through digital channels
$292B
AfCFTA Trade Boost
Expected enhancement in intra-African trade
ADFS 2025 Registration

Ready to JoinADFS 2025?

Be part of Africa's most influential digital finance summit and help shape the continent's financial future

November 12-14, 2025
Cape Town, South Africa

Early bird pricing available until September 2025